1. Typical HP Finance Example: Karoq 1.0TSI 115hp SE. OTRP €38,700.00. Deposit / Part Exchange €11,388.00. 48 monthly payments of €569. Optional Final Payment €0.00. Total Cost of Credit €0.00 including acceptance fee (€75). and completion fee (€75) APR 0.0%. Minimum deposit of 30% is required. Offer available on all orders from 1st of May 2025 to 31st of May 2025 and registered between 1st of July 2025 and 31st of August 2025. Models shown for illustrative purposes. Pricing correct as of 2nd May 2025. Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited and is subject to lending criteria. Terms and conditions apply. Volkswagen Financial Services Ireland Limited, trading as Škoda Financial Services Ireland is regulated by the Central Bank of Ireland. Warning: You may have to pay charges if you pay off a hire-purchase agreement early. If you do not meet the repayments on your hire purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
2. Typical PCP Finance Example: Karoq 1.0TSI 115hp SE. OTRP €38,700.00. Deposit / Part Exchange €11,439.18. 36 monthly payments of €319 including a Service Plan of €16.99 per month. Optional Final Payment €18,975.00. Total Cost of Credit €2,736.54 including acceptance fee (€75). and completion fee (€75) APR 3.9%. No minimum deposit requirement. Offer available on all orders from 1st of May 2025 to 31st of May 2025 and registered between 1st of July 2025 and 31st of August 2025. Models shown for illustrative purposes. Pricing correct as of 2nd May 2025. Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited and is subject to lending criteria. Terms and conditions apply. Volkswagen Financial Services Ireland Limited, trading as Škoda Financial Services Ireland is regulated by the Central Bank of Ireland. Warning: You may have to pay charges if you pay off a hire-purchase agreement early. If you do not meet the repayments on your hire purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
Finance examples
| Typical Example | Karoq SE 1.0TSI 115HP | Karoq SE 1.0TSI 115HP |
|---|---|---|
| Finance Offer | Hire Purchase | Personal Contract Plan |
| On The Road Price (OTRP) | €39,550.00 | €39,450.00 |
| Deposit | €12,226.00 | €12,195.92 |
| Duration | 36 months | 36 months |
| Monthly Payments | €759 per month | €309 per month |
| Optional Final Payment | €0.00 | €19,350.00 |
| Total HP/PCP Price | €39,550.00 | €42,208.28 |
| Annual Percentage Rate (APR) | 0.0% | 3.9% |
| Total Cost of Credit | €0.00 | €2,758.28 |
| Minimum Deposit Required? | 30% | No |
Terms and conditions
Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited and is subject to lending criteria. Terms and conditions apply. Volkswagen Financial Services Ireland Limited, trading as Škoda Financial Services Ireland is regulated by the Central Bank of Ireland.
Warning: You may have to pay charges if you pay off a hire-purchase agreement early. If you do not meet the repayments on your hire purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.